Terms & Conditions
01 Acceptance of Terms
By accessing or using Jora Capital, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue using our services.
02 Eligibility
To apply for a loan through our platform, you must:
- Be at least 18 years of age.
- Provide accurate and complete information.
- Have valid identity and banking details.
- Meet the eligibility criteria set by our lending partner.
03 Loan Services
Jora Capital acts as a platform to facilitate loan applications. Loan approval, disbursal, and repayment terms are determined by the lending partner and may vary based on eligibility and verification.
04 User Responsibilities
You are responsible for providing truthful information and maintaining the confidentiality of your account details.
- Do not submit false or misleading information.
- Do not misuse or attempt to disrupt the platform.
- Ensure timely repayment of approved loans.
05 Communication Consent
By using Jora Capital and submitting an application or enquiry, you consent to receive communications regarding your account, loan application, services, and related updates through:
- Emails
- Phone calls
- SMS
- WhatsApp messages
- RCS communications
- Enquiry submissions and follow-up communications
06 Limitation of Liability
Jora Capital is not responsible for loan approval decisions, delays caused by third parties, or any losses resulting from incorrect information provided by users.
07 Contact Us
If you have any questions regarding these Terms & Conditions, please contact us at support@joracapital.in.